FAQs on Investor Eligibility

• Retail Investors: Individuals who do not meet the criteria of Accredited or Qualified Investors. They can only invest in publicly available market products (stocks, bonds, mutual funds, etc.).

• Accredited Investors: Individuals or entities that meet specific income or net worth requirements, allowing them access to private investment opportunities (e.g., hedge funds, private equity).

• Qualified Clients: Individuals or entities that meet even higher financial thresholds, often with at least $1.1 million in assets under management (AUM) or $2.2 million in net worth. They can invest in funds that charge performance fees.

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To qualify as an Accredited Investor, you must go through a third-party verification process. This process will confirm that you meet the necessary criteria, including income or net worth thresholds established by the SEC.

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The third-party verification process confirms your eligibility as an Accredited Investor. This involves a third-party service that will verify your status based on the SEC's criteria. This process is separate from income or net worth testing and ensures compliance with the relevant regulations.

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The Net Worth for an Accredited Investor requires you to have at least $1 million in net worth, excluding the value of your primary residence. This means that investment assets, savings, and other properties count, but not your home.

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No, Retail Investors are restricted to publicly available market products. They cannot invest in private placements, hedge funds, or other investment vehicles typically available to Accredited Investors and Qualified Clients.

To qualify as an Accredited Investor, you must earn at least $200,000 annually (or $300,000 with a spouse) for the last two years, and expect the same income level in the current year.

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You will be prompted to undergo the third-party verification process when you enter the application. This process will verify if you meet the requirements to be classified as an Accredited Investor.

Once your third-party verification is successfully completed, your classification as an Accredited Investor or Qualified Client will be confirmed. If you are approved, you will be granted access to the corresponding investment opportunities.

As long as you pass the third-party verification process, your eligibility will be confirmed. This process ensures that you meet the appropriate standards without needing to provide additional income or net worth details.

Both Accredited Investors and Qualified Clients go through a third-party verification process, but Qualified Clients meet higher financial thresholds that enable them to invest in funds with performance fees. These opportunities are generally not available to Accredited Investors.

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Yes, Accredited Investors who pass the third-party verification process can access a wide range of private investment opportunities, including private equity, hedge funds, and venture capital, that are not available to Retail Investors.

Qualified Clients are eligible to invest in funds that charge performance fees. These are fees based on the fund’s profitability, rewarding both the investor and the fund manager for high performance.

Yes, a Retail Investor can qualify as an Accredited Investor or Qualified Client in the future if they pass the third-party verification process and meet the necessary financial criteria. This process will assess whether you are eligible to access private investment opportunities.

Being classified as an Accredited Investor or Qualified Client gives you access to a broader range of investment opportunities, especially funds with performance fees that are unavailable to Retail Investors.

• When you enter the application, you will be prompted to undergo third-party verification to confirm your status as an Accredited Investor.

• Accreditation is performed by a third-party service that you will go through during the application process. Once the third party has successfully verified your eligibility, your investor classification will be updated accordingly.

• After accreditation is approved, your investor class will be updated, granting you access to specific investment opportunities based on your eligibility.

If you do not meet the necessary criteria during the third-party verification, you will be classified as a Retail Investor. This means you will only have access to public market investments and will not be eligible for private placements or performance fee-based funds.

The third-party verification process will be completed directly through the application platform. Upon registration or login, you will be prompted to initiate the verification. The platform will direct you to an accredited third-party service that will handle the verification process.

The verification process typically takes a few hours to few business days, though the time may vary depending on the third-party service. Once completed, you will receive a notification regarding your accreditation status.

The third-party verification service complies with data protection regulations, ensuring that your personal information is handled securely. Your data will be stored and processed in accordance with strict privacy policies, and will not be shared without your consent.

Yes, once you have successfully passed third-party verification, your accreditation status will remain valid for any future investments available to Accredited Investors or Qualified Clients on the platform, as long as your financial status remains consistent.

You can check the status of your third-party verification directly through the application. If the verification is still pending, you will see a status update. If it’s complete, you will be notified that your investor class has been updated.

If you believe there was an error in the third-party verification process, you can contact our support team for assistance at support@chintai.io. They will help review the situation and provide guidance on the next steps.